Jackson Hole-area tips may assist in search for Gabby Petito Jackson Hole News&Guide
Similar to other survival games, Fallout 76 is filled with shortcuts and methods that most players won’t learn by themselves. The best places to find certain items, perks to use while crafting, and unique uses of the camera item are all important tips that you may not know even if you’ve played Fallout 76 for hundreds of hours.
You Can Find Fusion Cores In Ammo Boxes While You Have The Scrounger Perk Equipped
If you equip the Scrounger perk, then every time you open an ammo box while exploring, you have a chance to find a fusion core. Fusion cores are the fuel that governs power armor ability, so you need a lot of them if you’re going to use power armor a lot for a specific build.
Ammo boxes are found all throughout the Wasteland, so following this tip will grant you a lot of fusion cores in the long run.
Collect Desk Fans From Sugar Grove To Obtain Lots Of Screws And Other Materials
There are a lot of locations where you can find screws, among other types of building materials, in Fallout 76. One of the best of these locations is Sugar Grove, which has tons of antique globes and desk fans that you can scrap for a lot of rare materials.
If you need screws, then there are not many better places to farm them than Sugar Grove. You can also find a lot of clipboards here, which grant springs when scrapped. Sugar Grove is found east of the Missile Silo Alpha.
Crops And Plants Take Up A Lot Of A Settlement’s Resource Meter
Despite crops being a relatively lightweight item, they take up a lot of space in your settlement’s resource meter, and this is even more true when you have an entire farm under your control. Building plants is a great idea for food; however, you may need to limit the number of crops you build if you plan on creating a lot of other items.
Unfortunately, it’s easy to overlook how much of your resource maximum limit is taken up by crops, so you may end up building more crops than you need if you’re not careful.
Equip The Super Duper And Ammosmith Perks Before You Craft Ammo
Crafting ammo is a great way to obtain more ammunition for your guns, especially weapons that use rare ammo types. However, you shouldn’t craft any ammo until you’ve equipped both the Super Duper perk and the Ammosmith perk.
The Super Duper perk grants you a 30 percent chance of crafting twice the items at its third tier, while the Ammosmith perk grants you 80 percent extra ammo crafted with its final tier. Both of these perks can be combined to allow for maximum ammo while crafting, which is important since ammo crafting uses a lot of rare materials.
Don’t Carry A Lot Of Gunpowder
Every 1000 gunpowder weighs 50 pounds, which is a lot considering how much you may need to use to craft certain items and weapon ammo. You may not even realize how much space your gunpowder is taking up in your inventory, but it’s best not to carry gunpowder with you at all.
Instead of carrying gunpowder, you can carry cloth and acid in bulk, which are the two ingredients necessary to craft gunpowder. Both of these items weigh less than gunpowder, and you only need five cloth and three acids to craft 15 pieces of gunpowder.
Friend Other Players To Fast Travel To Their Location
Occasionally you’ll need to travel to the other side of the map but don’t want to walk all the way there. Luckily, you can friend other Wastelanders that you meet on your travels. Everybody you meet is a potential opportunity for a friend and also a fast travel destination.
If you friend another player and are on the same server with them, then you can fast travel to them by opening your map and clicking on their name. Since Fallout 76 players often stay on the same server for hours, it’s worth striking up a quick conversation with other players you come across and mutually adding each other as friends.
Many experienced players don’t bother adding new friends while adventuring since it seems like a waste of time in the moment, but the potential for multiple fast travel markers often outweighs what you’re currently completing.
During another play session, you can also join your new friend’s server and fast travel with them, and if they have other friends on that server, then it’s even more useful. Be careful about who you add, though; occasionally, you’ll run into a mischievous player that isn’t worth adding as a friend. You’ll also meet lots of great Wastelanders while talking with other players, so it has a double benefit.
You Can Acquire A Lot Of Plastic Easily By Collecting Plastic Items In High School Buildings
You can find abandoned high schools buildings in Watoga and Morgantown, and both of them are great locations for collecting plastic items.
Plastic Pumpkins, Plastic Spoons, and Plastic Plates are just a few of the many items types you can find in high school buildings. You can potentially acquire over 100 pieces of plastic in each high school building, but it’s easy to miss this abundance if you’re not searching for plastic. High schools are an especially useful source of plastic early in a new playthrough.
Use Photo Mode When You Need To Get Out Of An Emote
One simple but very useful tip is for getting out of emotes that you don’t want to complete. If you’ve started an emote, then you can activate photo mode and then deactivate it to stop the emote completely.
You may occasionally start an emote that you don’t want to finish or accidentally click on an emote, so it’s good to know about this photo mode trick to save some time every once in a while.
Use The ProSnap Deluxe Camera To Find Legendary Enemies
If you defeat a legendary enemy but can’t find their body on the ground, then you may be frustrated since you put in all the hard work for no reward.
Luckily, there’s a simple fix for this situation which is to use your camera to search for the legendary enemy’s body on the ground. Photo mode isn’t used for this tip; you need the ProSnap Deluxe Camera item that is carried in your inventory.
The Fountain At The Whitespring Golf Club Can Cure Your Diseases
Outside of the Whitespring Golf Club building, you can use a water fountain to cure all your diseases. Diseases are common in Fallout 76 since it’s a survival game, so knowledge about this useful feature is something that every Wastelander should have.
You only have to travel to the outside of the Whitespring Golf Club building to use the water fountain, there are no extra steps or requirements.
After all the hype, it’s actually a mobile game.
About The Author
A cost of living increase can be expensive. If you’ve moved somewhere with a higher cost of living or are dealing with increased costs due to inflation, here are five ways to help you cope. By making some adjustments in your daily life, you may feel less worried when paying these higher costs.
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1. Rework your budget
If your cost of living has increased, it may be time to reassess your budget. For most people, having a budget is a must and can ensure that you’re able to pay for all of your expenses with the income you bring in each month. If your daily living costs are getting higher, you may need to get creative and rework your budget.
That may mean spending less on certain purchases. Reassessing your budget can help you determine which areas of spending you can improve. For example, you may be spending too much on takeout, entertainment, travel, or shopping purchases. Reworking your budget and spending less on unnecessary purchases can help balance out an increased cost of living.
2. Negotiate your bills
In addition to reworking your budget, you may also be able to lower some of your bills. If you’re open to switching providers or are willing to ask your current providers if they have better deals or cheaper plans, you may be able to save money. This is an excellent way to make the money that you do have stretch further. After negotiating several bills, you could free up a significant amount of money.
Need some more inspiration? Here are some bills that you may be able to negotiate.
3. Switch to remote work
Many companies are warming up to the idea of remote work. When you’re a remote worker, you have more flexibility to choose where you want to live. If you can make the switch, you may consider moving to an area with a lower cost of living. This way, you can afford your living expenses more comfortably without having to leave your job.
Not sure where to move? These are some of the most affordable cities with a low cost of living.
4. Consider getting a side hustle
If you have the time, a side job can provide a great opportunity to increase your income. When choosing a side hustle, choose something that you’re passionate about so you enjoy the experience. You should also determine how much extra money you need to make for the side hustle to be worth your time and effort.
Not sure what side hustle is right for you? These side hustles earn $1,000 a month, and one of these opportunities may work well for you. As you increase your income, dealing with a cost of living increase will feel less stressful.
5. Ask for a cost of living raise
Another tip is to ask your employer for a cost of living raise. If you’re living in an area that is getting increasingly expensive and you’re unable to work remotely, you should consider asking for an adjustment to your income. With a bigger paycheck, it will be easier to deal with higher living costs.
Some employers give cost of living raises regularly, but not all do. If your employer hasn’t given you a raise in a long time, you may have to bring the topic up yourself. Be sure to research and be ready to show your employer why you deserve a raise. If you need help asking for more money, this guide to negotiating a raise may be helpful.
No matter your financial situation, a cost of living increase will take some adjusting. By changing a few habits and advocating for yourself, you may transition to paying higher living costs with less stress. For more guidance on important money matters, take a look at these personal finance resources.
To avoid potential cancellation fees, meanwhile, Keyes recommends booking your holiday flights now, while fares are cheaper, with frequent flier miles. While details can vary from airline to airline, doing so should mean that if something doesn’t work out with your plans down the line, you’ll be able to cancel your award flight and get your miles back, without any extra fees.
Malta claims to be the first EU country to have achieved herd immunity. Vaccinations recently extended to all over-16s and 58.6% of the population have had two jabs.
Since 2020, 420 people have died of the virus, and the country has not recorded a death since 26 May. Neither quarantine nor a PCR test is required for passengers travelling to Malta from the UK, but they must be fully vaccinated.
Museums and tourist sites, shops, restaurants and cafes are open, and allow tables of six people. Cinemas and theatres reopened on 7 June, but bars and nightclubs are still closed, and boat parties are not allowed.
Masks are mandatory for everyone over three years of age in public spaces, but from 1 June mask-wearing on beaches was advised but no longer required. Maltese health minister Chris Fearne said masks would cease to be mandatory outdoors from 1 July for vaccinated people, as long as cases remain low.
Valletta by night
Valletta used to be like a ghost town at night. Today, it is different – or rather it will be once the pandemic recedes and visitors return. In normal times the streets are full after sunset with live music and happy Mediterranean chatter all around. The grid system used by the knights to build the city creates what feel like parallel nightlife realities. Republic Street is imposing and distinct with exquisite cafes and restaurants; Merchant Street is laid-back leading down to the covered market; but walk down Straight Street and you would walk back in time, like the British sailors did in the past, and enjoy bar-hopping down to the Gut. Look out for the old street signage along the way.
Festivals in Malta
There are a lot. Before you visit the island it’s worth checking the Malta Tourism Authority’s website and festivals.mt to see what’s on, and to note that this year, until further notice, all festivals will be virtual.
The Strawberry festival, Notte Bianca in Valletta, Karnival ta’ Malta, the Malta jazz festival, the Valletta baroque festival, the Farsons beer festival, the Delicata wine festival, the Fireworks festival, and the Three Palaces are just some of the events over the year. My favourite though is BirguFest and its culmination Birgu by Candlelight, which is an extraordinary experience. One of Malta’s oldest cities, Birgu (also called Vittoriosa) is magically lit by thousands of candles adding a romantic and mystical touch to its medieval houses, auberges and palaces connected by winding alleys. The festival features historical re-enactments, open museums and churches, exhibitions and installations alongside concerts, theatre and laser light spectacles.
Limestone Heritage Park and Gardens
In Malta you’re surrounded by limestone, from the old cities of Mdina and Valletta, through the megalithic temples of Hagar Qim, Mnajdra and the Hypogeum, to the ornaments on the traditional Maltese townhouses. The limestone has been instrumental in preserving the history of the island. At the family-run Limestone Heritage Park and Gardens, in Siggiewi village, visitors can trace the use and role of this resource throughout the ages. Don’t miss the stone-carving and sculpting, where a visitor can spend time working on a limestone souvenir. The Farmer’s Lunch, in the peaceful garden of the estate, is a great way to try Maltese gbejna cheese, homemade pasta and rabbit dishes and traditional desserts. Younger visitors will enjoy the heritage park: there’s space to run around in, and an animal petting zoo.
€8.10 adult, €5.40 student, €2.70 child with online discount, limestoneheritage.com
Casa Rocca Piccola, Valletta
Not your usual museum, this is the only privately owned palazzo open to the public in Valletta. It exhibits unusual pieces of furniture, memorabilia, family paintings and rare medical instruments from the Knights’ Sacra Infermeria in Valletta. A museum by day and a stately home by night, its rooms bring the history of the Knights Hospitaller and the Maltese nobility to life. The palace was built in the 16th century for Don Pietro La Rocca, an admiral of the knights and is the ancestral abode of the Marquis Nicholas de Piro family. Today, it also houses a boutique B&B, with a peaceful garden and a cheerful macaw named Kiku. Tour groups are sometimes taken around by the marquis himself . Regular hourly tours are held throughout the week.
Caffe Cordina, Valletta
This is the most beautiful cafe in Valletta and something of an institution. I love going there to have an espresso with one of its signature sweets. Relaxing in the sun at Pjazza Regina in front of the statue commemorating the golden jubilee of Queen Victoria and the baroque National Library is bliss. The cafe was established in Cospicua in 1837 and moved to Valletta in 1944. The building known as the Casa del Commun Tesoro or the Treasury during the rule of the Order of the Knights of St John in Malta was used by the British for various public offices and it was later converted into the Grand Hotel. The cafe’s eclectic interior decor and the vaulted ceiling embellished with paintings by the Maltese painter Giuseppe Cali add to the special character of the place.
Meridiana Wine Estate, tour and wine tasting
About 30 years ago the production of world-class wines in Malta seemed like an ambitious goal. Some considered the investment risky, others thought it was doomed from the start. Today, one looks back at the legacy of a brave venture that explored the potential for high-quality wine production in Malta. The Ta’Qali wine estate, near Mdina, was planted in 1994 on the site of an airfield used by the RAF during the second world war, using a British-built herringbone system of irrigation. Success was achieved with the first harvest in 1996, which Meridiana sold within weeks. Its wines are now internationally established. My preferred Maltese wines are, of the reds, Nexus – a merlot, and Celsius – a cabernet sauvignon. Of the whites, Baltis, from the moscato grape, is excellent. Wine-tasting is held on Meridiana’s panoramic terrace overlooking its vineyard or in the courtyard near the cellars. A tour includes a visit to the fermentation-hall and underground cellar, both within the picturesque Maltese farmhouse.
Wine tasting and tours at meridiana.com.mt
Taste of History at the Maritime Museum of Malta, Birgu
This museum gives visitors the opportunity to dine inside the museum itself. The atmosphere is special, the menu exquisite, and unique – as historians and chefs have researched 18th-century documents to find foreign influences, ingredients, spices and eating habits from the menus used by the knights. The Maltese fruit and vegetables used are grown by local farmers, the sausages are made by the butcher round the corner strictly following traditional methods and the in-house chefs follow the authentic recipes. This is a dining experience like no other. The building is a former bakery from the British period in Birgu, one of the three cities just across the Grand Harbour from Valletta.
Maritime museum, heritagemalta.org. More about Taste of History on Facebook
Lascaris War Rooms
Below the fortifications of Malta’s capital city Valletta, this complex of tunnels and chambers hold fascinating secrets from the second world war. Built by the British military, the war rooms housed the allied war HQ, which played a crucial role in the defence of the island and the coordination of Operation Husky – the invasion of Sicily. Named after Giovanni Paolo Lascaris, a 17th-century grand master of the knights of Malta, who built a garden on the site and fortifications across the island , the war rooms received communications from all radar stations and mapped the aerial and naval movements around the islands. After the war the Lascaris rooms were used as the headquarters of the Royal Navy’s Mediterranean Fleet. Climbing up the stairs of the bastion takes you to the Upper Barrakka Garden for the spectacular views of the Grand Harbour.
Adult €13, student €11, under-16 €6, open Mon-Sat 10am-4.30pm, lascariswarrooms.com
National Community Art Museum (Muza), Valletta
Flagged by the Guardian Travel as one of 13 must-see new European museums, Muza opened in 2018, in a building that was once the seat of the Italian knights of the Order of St John. The site offers a chance to explore an auberge in which the knights lived during their stay on the island. The grand baroque entrance, the courtyard, the main staircase and the halls were rebuilt with contemporary material to expose intriguing features from the late 16th-century architecture. As a national community museum one of its missions is to make art accessible to the public; Muza does this by presenting contrasting artworks by old masters and contemporaries. The Masterpieces at Muza exhibition, currently on show, displays 13 old masterpieces from a private collection, including paintings by Rubens, François Boucher, Leonardo da Vinci and Giovanni Bellini.
€10 adult, €7.50 students and people aged 60-plus, €5.50 children under 11, not open on Tuesdays, muza.mt
Boat trips and dramatic views
Whenever I can I always take the water taxi service across the Grand Harbour from Valletta to the Three Cities (Birgu, Senglea and Cospicua) and back by a traditional boat. The local dghajsa was built in the 17th century for that purpose. Used to ferry passengers connecting the harbour towns and also for taking passengers off the arriving ships, the boats were the main means of transportation in the harbour areas. The crossing takes 10 minutes and costs €2. Tourists can opt for a harbour cruise for €8pp. The real thrill is to feel the waves among the imposing views of the bastions of Valletta, Fort St Angelo, Fort Ricasoli and the grandeur of one of Europe’s largest natural harbours.
Fra Nikola Soukmandjiev is a diplomat, priest and tour guide
Tokyo (CNN) — In theory, sushi is a simple thing to be enjoyed in almost any way you like.
Eat it standing or seated, with fingers or chopsticks, dipped in soy sauce, mixed with wasabi, swallowed in one mouthful or more.
However, if you want to eat it like a Tokyo local, remember that sushi etiquette changes with the setting.
The following tips can separate the uninitiated from those in the know, whether you’re dining at an economical chain restaurant (which is closer to the dish’s street-food roots) or the rarefied establishments of Tokyo’s upscale Ginza neighborhood.
Edomae sushi (Tokyo style), which is what most are familiar with today, is thought to have originated in the 1800s. It typically revolves around nigiri — fish with pressed rice — which can be topped with several dozen types of seafood and other ingredients, not just fish.
Sushi chef training is intense and requires long hours. Chefs often apprentice for several years before they’re permitted to handle pricier cuts of fish.
With that in mind, let’s start at the top: Sushi Sawada, located behind Tokyo’s most prestigious intersection of Ginza 4-chome.
With two Michelin stars and only seven seats, Sawada is a shrine to sushi — and to straight-talking master Koji Sawada’s continuous quest for perfection.
Sawada seasons his ingredients with his own soy sauce blend or a sprinkle of sea salt before combining them on the rice, so he says there’s no need for additional soy sauce to dip.
Koji Sawada’s eponymous restaurant is a shrine to sushi.
But as the customer is king/queen, Sawada provides sauce on request. He suggests the best way to use it is first to take the sushi and then turn it upside down and dip the fish side.
There’s a practical reason for inverting your sushi: the rice will fall apart if it’s dipped directly. It will also soak up too much sauce, ruining the flavor balance.
The flavor is best if the fish only lightly contacts the sauce.
Then pop it into your mouth.
“The fish should touch the tongue first,” Sawada says.
Most sushi-ya (sushi restaurants) expect customers to dip, and you’ll find soy sauce dishes on the counter. Soy sauce is called murasaki, meaning “purple,” in sushi-speak.
Wasabi moderation and other useful practices
Every sushi-ya will give you a personal o-shibori (hand towel) to wipe your fingers with before eating and between bites.
Alongside the soy sauce will likely be a tub of sweet pickled ginger, known as gari, to refresh the palate.
Use your chopsticks to pick some up and place it on your individual sushi board, called a geta for its resemblance to a wooden clog of the same name.
The chef will normally add grated wasabi, hot Japanese horseradish, to the block of rice as the sushi is pressed.
Feel free to ask for your sushi wasabi-free (“Wasabi nashi kudasai”) if the herb is too pungent for you.
Or alternatively, request more, although be warned that an old-school sushi master may frown if asked for additional wasabi, as he will consider his creation to have the appropriate seasoning.
Again, the customer rules, though be aware that slathers of wasabi are a fair giveaway of a novice, as it will overpower the flavor of the fish.
Furthermore, while wasabi may be mixed with soy sauce to dip sashimi (raw fish without sushi rice), this is not generally done with sushi.
Chopsticks: Pros and cons
There’s something visceral about eating with your hands, and in the case of people who eat sushi, the practice may also suggest a casual and carefree persona. Sawada understands this, and would rather not see his sushi handled with chopsticks — although he provides them.
“Hands are best,” he says. “Like eating curry in India.”
However, at the cheap and cheerful Magurobito (“The Tuna Guys”) in Asakusa, chef Goh Saito says, “Almost everyone these days uses chopsticks. It’s for hygiene.”
Several years ago this writer took some classes with Tokyo culinary instructor Yumi Sone. She says she prefers chopsticks for their elegance, and even finds eating with the hands a little affected when practiced by anyone but a natural.
“But chopsticks can be tricky when dipping sushi upside down,” she agrees.
A further reason to skip chopsticks is that the rice block in the best sushi is often molded quite loosely. Sawada describes his method as packing “a lot of air between the grains.”
It’s what helps create his famous melt-in-the-mouth feel.
Chopsticks can compress loose rice grains and alter the texture, or lose their grip, which could be messy.
Ordering and avoiding faux pas
Many of the best sushi-ya have no menus, but will instead offer different price ranges for fixed courses; your meal is closer to a degustation parade of what’s best on that day.
You can still order individual items, though this will be more expensive.
Rather than lining up a range of sushi, the master will offer each piece as it’s made.
It’s not polite to leave a freshly presented piece of sushi for too long in front of you, as temperature, texture and moisture all change. In this respect the sushi-ya makes more demands of the customer than a typical restaurant — the diner has a role to play.
Feel free to ask for a repeat of anything you especially liked. A common faux pas is when a customer fails to inform the master in advance of dislikes or allergies.
That’s why, when it comes to foreign customers, restaurants such as Sawada or the famed Kyubey, also in Ginza, may ask to speak to your concierge or a Japanese speaker before taking a reservation.
Ingredients that commonly provoke reactions are shrimp (ebi); shellfish (kai) and sometimes uni (pronounced oohni), sea urchin. Some people dislike the “fishiness” of items such as mackerel, sardines and herring, collectively known as “glistening things,” or hikari mono.
Most mid-range sushi-ya offer courses. If the course you choose includes anything you can’t eat, say the name followed by nashi kudasai, “exclude, please”. If you’re unconcerned about budget and only want the best the master has to offer, tell him o-makase shimasu — I’ll leave it to you.
Of course, chain sushi restaurants, usually with conveyor belts, make things easier — most offer photographic menus and you can simply serve yourself.
Better still, take a stool at the counter and this tip from cookery teacher Sone: “I never take a plate that’s going around,” she says. “You can order freshly made, direct from the chefs. Also this way, I can ask for a smaller amount of rice (shari sukuna-meh kudasai).”
This is a common practice among diners who don’t want to fill up on rice.
Many sushi-ya serve in portions of two pieces, but most of the cheaper standing places allow you to order singly.
It’s worth noting the quality at such establishments can be very good, as their turnover is high and many are operated by seafood wholesalers.
Standing places are intimate and delightfully casual. When pushed for time one can eat well and be out within under half an hour.
Sushi restaurants in Japan serve green or brown roasted tea at the end of a meal (and throughout, if you prefer it to sake or beer), before the check arrives. The tea is called agari.
Be warned that at many high-grade and traditional establishments, the check may come as no more than a handwritten number on a tiny piece of paper. This is often a shock.
Though the new generation of sushi chefs makes a point of being customer-friendly, a top class sushi-ya can still be daunting, even for natives.
In fact, very few ordinary Japanese get to enjoy sushi at the absolute highest level, so if you’re able to take a local friend along, don’t be surprised to learn it’s their first time, and they are as much in awe of the experience as you.
Sushi Sawada: MC Blg, 3/F, 5-9-19 Ginza, Chuo-ku, Tokyo; Tuesday-Friday, noon-2 p.m. and 6-8.30 p.m.; Saturday, holidays. noon-2 p.m. and 5-7.30 p.m.; Sundays, noon-2 p.m. Closed Mondays. Budget up to around ¥40,000 (lunch); ¥50,000 (dinner); +81 (0) 3 3571 4711
Magurobito (standing-style restaurant): 2-18-12 Kaminarimon, Taito-ku Tokyo; 11-9 p.m., open every day. Budget around ¥2,000-¥3,000. +81 (0) 3 3847 7139
Magurobito (seated restaurant): 1-1-11 Hoshi Building 1F, Asakusa, Taito-ku Tokyo; 11.30 a.m.-10 p.m., open every day. Budget up to around ¥4,000. +81 (0) 50 5868 1438 (reservations) +81 (3) 5828 5838 (inquiries) same restaurant name but two different experiences.
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn’t affect our editors’ opinions or evaluations.
Americans are getting ready to travel again as part of the pent-up consumer demand from the pandemic. If your next vacation is going to take you to another country, you may want to know how to get foreign currency without paying extra fees.
Undeniably, when traveling internationally, it’s important to watch out for currency exchange conversion fees, foreign transaction fees and other costs. Currency exchange rates are complicated and are constantly fluctuating as part of the everyday rush of global commerce. One bank, merchant or currency exchange location could give you a slightly better deal on currency exchange rates, just based on the daily ups and downs of the markets.
Of course, it can be easy to overspend in a foreign country. At least in part, this is because spending money in foreign currency may feel different. The prices at stores and restaurant menus may not feel as real as they do in U.S. dollars. It can also be exciting to see and use the colorful foreign banknotes and interesting coins that you may not experience in your everyday life. But, if you’re not careful, you could end up paying more than you bargained for.
In general, some methods of getting cash and making purchases will give you a better deal than others when you’re ready to take your next international trip. Here are a few tips and insights on how to enjoy your international travels while minimizing currency fees.
1. Get Cash at Your Bank Before Leaving the U.S.
One of the best ways to minimize currency exchange fees is to get some cash from your bank or credit union in the U.S. before you depart on your trip. Depending on which country (or countries) you’re visiting, most major U.S. banks will have foreign currency available to sell to you. For example, Wells Fargo offers 70 currencies for use in more than 100 countries, and Bank of America exchanges currencies for more than 100 countries.
You may be able to get currency in cash at your local bank branch, or order currency online or by phone to be delivered to your home. Depending on your bank, where you live and which country’s currency you need, some currencies may be available for same-day exchange. Other less frequently requested currencies could require a few days of advance notice or longer.
If you can plan ahead, there’s a good chance you can get cash at a more favorable exchange rate by dealing directly with your bank in the U.S. before you travel.
“Customers who order currency through their own bank can ensure the money they receive is authentic and that they have received the best, legal rate,” says John Sellers, rewards executive at Bank of America. “As these rates are constantly changing, Bank of America uses a variety of factors to determine its exchange rate—including market conditions and rates charged by other financial institutions,” he says.
Depending on where you do your banking and your overall relationship with them, you may qualify for special rewards or perks on foreign currency exchange.
“By ordering your currency in advance through your bank, you may also qualify for extra perks or benefits,” says Sellers. “For example, Bank of America Preferred Rewards members receive a discount of up to 2% on online and mobile foreign currency orders, plus free standard shipping,” he says.
2. Avoid Currency Exchange Kiosks at Airports
If you don’t have time to get cash at the bank before your trip, it can be tempting to get foreign currency at an airport kiosk or currency exchange counter. These places offer convenience, but their exchange rates are typically much less favorable than your bank at home.
For example, if you are traveling to the United Kingdom and your bank would have given you an exchange rate of £72 per $100, the airport kiosk may give you only £67 per $100, costing you extra money in the form of fewer pounds for your dollar. If you had made that exchange back at your home bank, you’d have an additional £5 in your pocket.
Airport kiosks may also charge higher fees, which sometimes are hidden within the poorer exchange rates they offer for converting your dollars to euros, pounds, pesos or another currency. If you are traveling on short notice and need some foreign currency in cash at the airport, then it could be worth paying the extra costs for the sake of convenience. If you can plan ahead, try to avoid airport kiosks and other exchange counters in heavily touristed areas—their business is based on charging extra for being a convenient, last-minute option.
3. Pay by Card, but Watch Out for Foreign Transaction Fees
Once you arrive at your destination country, you may choose to conserve your foreign currency cash and try to make payments with your credit or debit card as much as possible.
But this can pose another problem: foreign transaction fees. Depending on your bank and what card you have in your wallet, your credit card or debit card might charge a foreign transaction fee of up to 3% on every purchase in other countries.
This means that if you go out for dinner in London, Paris or Tokyo and spend the equivalent of $100 at the restaurant, your bank or card issuer will add an extra $3 fee to the cost of your meal. If you spend a total of $5,000 on a trip, and get charged a foreign transaction fee of 3% on every purchase, it would amount to $150 of extra charges.
How can you avoid foreign transaction fees? Do your research and read the fine print of your bank and credit card accounts before you travel. Call your bank and ask if they charge foreign transaction fees.
If you have time before your trip, you may want to open a new account with a credit card that doesn’t charge foreign transaction fees, especially if it’s a good travel rewards credit card.
4. Pay in the Local Currency to Avoid Currency Conversion Fees
Some merchants will let you choose whether you want to pay for your purchase in the local currency or U.S. dollars.
This doesn’t happen with every purchase. But sometimes, after swiping your card, the merchant will present you with a screen offering you an option: You can either pay the amount in the equivalent of U.S. dollars or pay in the local currency amount.
If you ever find yourself in this situation, you should always choose to pay in the local currency. If you choose to pay in dollars, you’ll be charged an extra currency conversion fee. You’ll also likely get a poor exchange rate. The merchant’s point of sale system may make it seem like it’s a convenient choice to pay in dollars instead of the local currency, but it will ultimately cost you more. Just pay in local currency when using your card.
5. Know Your ATM Fees and Limits
If you want to get cash from an ATM in another country, check to see if your bank has ATMs in your destination city—you may be able to avoid costly ATM fees. Keep in mind that your bank may charge you a fee for using an out-of-network ATM. That’s on top of any local fee being charged by the foreign ATM. The exchange rate that you get from a foreign ATM is likely to be a better deal overall than what you would get from an airport kiosk, but ATM fees can add up, so make sure you’re taking out enough cash to be worth the fee.
Check with your bank before your trip to ask about the daily ATM withdrawal limits on your account. If your daily withdrawal limit is currently set too low, consider asking your bank to raise that limit so you can withdraw what you need while traveling.
Keep in mind that some international ATMs limit you to a lower amount of cash withdrawals than your bank allows. Even if your daily withdrawal limit is $500, the foreign ATM network or bank may only permit you to withdraw $300 or $400. Plan ahead to make sure you have enough cash during your trip.
“Do a little research before you travel and see if your U.S. bank offers free or discounted international ATM withdrawals,” says Sellers. “This way, you’re minimizing your ATM fees while maximizing your cash out. This is also where ordering your foreign currency ahead of time can be beneficial, because it means cutting back on ATM visits, which could also reduce your incurred fees,” he says.
6. Use International Banking Apps
If you’re a frequent international traveler, consider using an international banking app to manage your money, such as TransferWise (now known as Wise), Revolut or others. These apps make it easier to transfer money between countries and hold accounts with multiple currencies.
For example, with a multiple currency account, you can keep some money in various currencies. It’s helpful if, for instance, you frequently travel to Canada or Mexico, or if you love to go on vacation in Spain every summer. This helps you avoid the volatility of currency exchange rates, since you’ll always have some money ready for your next trip.
Before you plan your next exciting international trip, give some thought to how you’re going to get cash and how you want to pay for everyday purchases. Understanding currency exchange fees, foreign transaction fees, ATM withdrawal limits and other aspects of making payments in foreign currencies can help you save money, save time and enjoy your travels to the fullest.
Our Deathloop beginner’s guide corrals our best advice for you first days in Arkane Studios’ stealthy, shooty murder mystery. Below, we’ll explain the time loop, show you how to save your favorite items, make our best case against our lying brain, explain why stealth is the best option (until it isn’t), why your left hand is so important, and more.
Learn the loop
Deathloop’s first 90 minutes or contain a cleverly disguised series of tutorials that introduce Blackreef’s weird rules. Useful as they may be, it still took us a while to wrap our minds around the time loop. And since your success depends on understanding and manipulating those rules, here how the time loop works, written out:
- A day on Blackreef has four time periods (morning, noon, afternoon, and evening) and four regions (The Complex, Karl’s Bay, Updaam, and Fristad Rock).
- From your bunker, you pick a time and a place to explore. Time doesn’t pass while you’re exploring.
- When you return to your bunker, time advances, and you can Infuse items (after you complete the “Ubiquity” Visionary Lead).
- If you die (three times) before you make it back to the bunker, you lose anything you haven’t Infused, and you go back to morning.
- Colt’s bunker is the only way to travel between areas and times of day.
- At the end of the day. You’ll get one last chance to Infuse anything you have the Residuum for, the day resets, and you effectively die.
With four time periods and four locations, you’ve effectively got 16 destinations to choose from. Learning to navigate them will save you a lot of headache and confusion.
Infuse to save your favorites
Almost the entire world resets every day in Deathloop. Infusion is a way to add permanence to things that you like, so that they survive the reset.
What you Infuse often depends on how you play. If you like shooting more than stabbing, then stealth-focused items won’t be worth preserving. Follow your gut. There are no wrong answers. You should Infuse several things as soon as you can, including (magic power-granting) Slabs, which in any other game might be permanent but are as ephemeral as a rainbow Deathloop.
Infuse, or you’ll be sad. We know from experience.
Know your Visionary and Arsenal Leads
There are two broad buckets of quests or missions in Deathloop:
- Arsenal Leads take Cole to people and places that upgrade his (wait for it) arsenal. Follow these for more weapons, more powerful weapons, and Slabs.
- Visionary Leads take Cole along the critical path — the steps required to defeat Visionaries and break the loop.
This is not rocket science, but the earlier you internalize the difference, the smarter you’ll be about your priorities.
Slow down or die
If you’re anything like us, your brain is a liar. It’ll tell you, even if you know better, that you’ve got this. That the best course of action is to run full speed toward your next destination. Sure, you don’t know exactly what’s ahead of you, but the enemies aren’t so bad, right? And all you have to do is get to the bunker. You’ve been playing video games for years. This is not your first first-person shooter. You’ve got this.
Don’t believe your own hype. Slow down. Take your time. It’s better to return home safely and slowly than to redo your entire run after unwittingly donating your last life to a misplaced sense of urgency.
Stealth first, shoot second
Combat very dangerous in Deathloop, especially at the beginning when it feels like three hits will put you down, Call of Duty-style. We turned that into a lesson within our first few hours: Start with stealth, and fall back on shooting
if when things go sideways.
Playing stealthily is more about staying alive than an ethos. Crouch down, sneak up, tag your enemies, and take them down before they ever even know you were there. When that fails, unload. Play like this, and you get the best of both worlds.
Eavesdropping comes before fighting
Deathloop is kind of a violent detective simulator — or at least that’s how we came to think of it. As Cole, you’re unraveling mysteries. Listening to the Eternalists who inhabit Blackreef is a fantastic way to move the plot forward.
It’ll unfold like this, just about every time:
- You enter an area and see a few Eternalists.
- You crouch and listen. (Turn on subtitles so you can hear what they’re saying from a distance.)
- They talk about something that almost certainly contains a clue.
- They end the conversation and start walking along preset patrol paths.
- You take them down one-by-one.
So you’re getting two payoffs when you listen: valuable information, and tactical advantage. Don’t jump in like Rambo. Wait for it the conversation to play out before you act.
Explore everywhere and read everything
Similar to eavesdropping, there are notes and cassettes everywhere. Some of these are just for color, but a lot of them contain some clue about either directly about a Lead or a new approach to completing a Lead. You’ll find things like door codes or schedules in notes, or clues about where to pick up fancy weapons.
Pick up every note, and you’ll keep your options open.
Be mindful of what’s in your left hand
In Deathloop, your right hand always has a gun in it — and the right trigger on your controller fires that gun. Your left hand, though, has a lot more going on.
Your left hand and left controller trigger is for Slab powers, aiming down sights, hacking turrets, throwing grenades, dual-wielding guns, and peeking around corners. It all depends on what you have equipped at the moment (controlled by the D-pad).
When you have a lot of options and you’re switching rapidly between them, it’s very, very, infuriatingly easy to forget what’s equipped. If you’re not careful, instead of hacking a turret, you’ll teleport right in front of it. Or you’ll fire a gun into a wall (and alert the nearby enemies) instead of peeking around the corner.
Keep an eye on what’s in your left hand, and save yourself from that mistake.
Julianna can invade at any time and ruin your best laid plans
We can’t say this is purposeful or even by design, but it sure feels like Julianna invades right when you need to be quietest.
You have to be adaptable (see our stealth first, shoot second advice above). You can spend all the time in the world sneaking and stealthily taking out Eternalists, only to be thwarted at the last minute when Juliana shows up with guns blazing.
There’s nothing to do but fight her. Most of Deathloop’s enemies have short attention spans and not-great hearing. Deal with Julianna, and then figure out a new way to continue.
Replay levels for loot
Experiment, have fun, and get creative. We’ve got walkthroughs that (mostly) safely get you to specific targets. These are a route through the levels, but they are by no means the only path.
Exploring and poking around will often reveal new and unexpected options. You won’t always (or even often) have all the knowledge you need to make use of them.
Remember you have a limited amount of time, so be sure to spend it amassing experiences, not things. Tell your loved ones how much they mean to you, for life is so very short and so very fragile, and despite what video games teach us, death is so very permanent.